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Easy Eligibility Check, low rates, and flexible tenure plans. Drive home your dream car today with minimal documentation.

Max Tenure

Maximum Funding

Low down payment

Attractive Interest Rates

Designed for easy ownership

Minimal Documentation

Hassle-free process

Timely Disbursal

Seamless Loan Disbursement

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Complete Loan Information

Everything you need to know about our vehicle financing

Features & Benefits

What makes our loans special

Finance new or used vehicles

Ideal for personal use

Loan up to Rs. 40 lakh*

As per applicable eligibility norms

Tenure: 1-7 years

Flexible repayment options

Minimal documentation

Hassle-free process

Interest from 9.5%* pa onwards

Lower rates for secured loans

Easy disbursals

Faster access to funds

Eligibility Criteria

Check if you qualify

Age

21 – 60 years

Citizenship

Indian

Employment

Salaried or self-employed with full-time job
Government entity
Public/Private limited company
LLP or educational institution
Company approved by Cholamandalam

Loan Amount & Charges

Transparent pricing

Loan Amount Range

Minimum Loan

₹1 Lakh

Maximum Loan

₹40 Lakh*

* May vary depending on applicant profile and lender's discretion

Transparency of Charges

Cholamandalam offers vehicle loans with complete transparency. All charges are disclosed upfront during the application process.

✓ No hidden charges

Loan Disbursal

The loan amount will be processed and disbursed after successful verification of your application

Important Information

Disclaimer & APR details

About Cholamandalam

Cholamandalam Investment and Finance Company Limited is an NBFC authorised to provide vehicle loan services.

Corporate Head Office

Cholamandalam Investment & Finance Company Limited,
Chola Crest, C54-55 & Super B-4, Thiru-Vi-Ka Industrial Estate,
Guindy, Chennai, Tamil Nadu 600032

Understanding APR

The APR (Annual Percentage Rate) of a vehicle loan is the annualised cost of borrowing, which includes the interest rate as well as processing fees, documentation charges, and other fees charged during loan origination.

The APR is expressed in the form of a percentage, allowing applicants to compare loan schemes more transparently.

Interest rates for passenger vehicle loans start from 9.5%* based on customer profile and lender's discretion. The APR includes interest rates, processing fees, insurance premium and other charges, which are disclosed upfront during loan application.

APR Calculation Example

Loan Amount: Rs. 5,00,000

Interest Rate: 9.50% p.a.

Tenure: 7 years

Processing Fee (1%): Rs. 5,000

Total Borrowing Cost: Rs. 1,91,447

Final APR: 10.28% p.a.

Disclaimer: The above example is for illustration only. Actuals may vary.

Complete Loan Information

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