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Cholamandalam Gold Loan in Karnataka Cholamandalam Gold Loan in Ayyappa Nagar

Chola Gold Loan

Ayyappa Nagar
No. 65/1A, 1st Floor, Hoodi Main Road, Ayyappa Nagar
Bengaluru - 560036
9:30 AM - 6:00 PM Closed
  • Monday - Saturday: 9:30 AM - 6:00 PM
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  • Gold Loan
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Gold Loan Schemes Offered by Chola in Ayyappa Nagar, Bengaluru

Enrich

Enrich (Interest Only)
  • Loan Value: ₹5,000 – ₹2.5 Lakhs
  • Tenure: 3, 6 & 12 months
  • Interest rate: from 16% p.a. onwards
  • Interest rebate on regular payments
  • Principal payable at maturity
Enquire Now

Fortune

Fortune (Interest Only)
  • Loan Value: ₹2.5 Lakhs – ₹5 Lakhs
  • Tenure: 3, 6 & 12 months
  • Interest rate: from 11.5% p.a. onwards
  • Interest rebate on regular payments
  • Principal payable at maturity
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Premium

Premium (Interest Only)
  • Loan Value: ₹5 Lakhs & Above
  • Tenure: 3, 6 & 12 months
  • Interest rate: from 10.9% p.a. onwards
  • Interest rebate on regular payments
  • Principal payable at maturity
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Agni

Agni (Interest Only)
  • Loan Value: ₹5,000 – ₹2.5 Lakhs
  • Tenure: 3, 6 & 12 months
  • Interest rate: from 17% p.a. onwards
  • Fixed interest rate throughout the tenure
  • Principal payable at maturity
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Shaurya

Shaurya (Interest Only)
  • Loan Value: ₹2.5 Lakhs – ₹5 Lakhs
  • Tenure: 3, 6 & 12 Months
  • Interest rate: From 16% p.a. onwards
  • Fixed interest rate throughout the tenure
  • Principal payable at maturity
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Dhanush

Dhanush (Interest Only)
  • Loan Value: ₹5 Lakhs & Above
  • Tenure: 3, 6 & 12 months
  • Interest rate: from 14% p.a. onwards
  • Fixed interest rate throughout the tenure
  • Principal payable at maturity
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Brahmos

Brahmos (Interest Only)
  • Loan Value: ₹ 5,000 – ₹ 2.5 Lakhs
  • Tenure: 6 & 12 Months
  • Interest rate: from 18% p.a. onwards
  • Fixed Interest rate throughout the tenure
  • Regular interest payments required
  • Principal payable at maturity
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Akash

Akash (Interest Only)
  • Loan Value: ₹2.5 Lakhs – ₹5 Lakhs
  • Tenure: 6 & 12 months
  • Interest rate: from 15% p.a. onwards
  • Fixed interest rate throughout the tenure
  • Regular interest payments required
  • Principal payable at maturity
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Prithivi

Prithivi (Interest Only)
  • Loan Value: ₹5 Lakhs & Above
  • Tenure: 6 & 12 Months
  • Interest Rate: from 15% p.a. onwards
  • Fixed interest rate throughout the tenure
  • Regular interest payments required
  • Principal payable at maturity
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Cholamandalam Gold Loan

About Cholamandalam Gold Loan

Chola Gold Loan, backed by 46 years of trust and financial expertise from Cholamandalam, offers a quick and secure way to unlock the hidden value of your gold. Choose our specialized gold loan schemes—Chola Welfare Loan, Chola Samriddhi Loan, Chola Enrich Loan, Chola Fortune Loan, Chola Prosper loan and chola premium loan at any Chola Gold Loan branch around you tailored to support your unique goals. We believe gold is more than just an asset. The safety, reliability, and customer-first commitment we offer, along with fast disbursals, easy processing, flexible tenure, and convenient repayment options, make our gold loan solutions hassle-free. Choose our gold loan schemes by searching for gold loan agencies near me and empower your future.

Assets Under
₹1.99 Lakh Cr

Assets Under Management (AUM)

Happy Customers
43.7+ Lakh

Happy Customers

Locations across
32

States & Union Territories

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Chola Gold Loan

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Ratings & Reviews

5
4
3
2
1
5
3 Reviews
  • Ninganagouda F. Mulkipatil
    Ninganagouda F. Mulkipatil
    05/06/2026
  • Balakrishna Veeramsetti
    Balakrishna Veeramsetti
    01/06/2026

    Excellent service given by Chola team and special thanks to Mr.Praveen

  • BHANU TEJA R
    BHANU TEJA R
    01/06/2026

    Good service by the team and fastly they doing.

Chola Gold Loan Nearby Branches

Cholamandalam Investment and Finance Company Limited Nearby Branches

Business Hours

Timing
  • Monday - Saturday: 9:30 AM - 6:00 PM

Payment Methods

  • Cash Payment
  • Net Banking
  • Debit Card
  • UPI
  • QR Code Payment
  • RTGS and NEFT Transfer

Categories

  • Chola Enrich Loan
  • Chola Fortune Loan
  • Chola Gold Loan Schemes
  • Chola Premium Loan
  • Chola Prosper Loan
  • Chola Samriddhi Loan
  • Chola Welfare Loan

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Chola Finance in Ayyappa Nagar

Frequently asked Question

How can I find the nearest Chola Gold Loan branch?

You can locate the nearest Chola Gold Loan branch in Ayyappa Nagar, Bengaluru by using the branch locator, which provides accurate address, contact details, and directions.

Do Chola Gold Loan branches accept digital payments?

Chola Gold Loan branches in Ayyappa Nagar, Bengaluru accept digital payment methods such as UPI, debit cards, and net banking, ensuring secure and convenient transactions.

What is the contact number for Chola Gold Loan in Ayyappa Nagar, Bengaluru?

To contact the Chola Gold Loan branch, call or visit the official website for updated branch contact details.

What is the repayment tenure for Chola Gold Loans?

Chola Gold Loans in Ayyappa Nagar, Bengaluru offer flexible repayment options with loan tenures of up to 12 months. Customers can choose a suitable tenure ranging from a few months up to one year, depending on the selected gold loan scheme.

How much gold loan can I get per gram from Chola Finance?

Chola Finance in Ayyappa Nagar, Bengaluru offers gold loans of up to 75% of the gold’s market value per gram, subject to gold purity, valuation, and prevailing rates. Visit the nearest branch for exact eligibility.

What is the maximum gold loan amount I can get from Chola Finance?

Chola Finance in Ayyappa Nagar, Bengaluru offers gold loans based on the assessed value and weight of pledged gold, with eligibility for gold weighing up to 1 kg, subject to market rates and scheme terms. Premium options like the Chola Premium Loan start from ?10 lakhs up to the maximum eligible value, with flexible repayment and quick disbursal.

Can I make a partial repayment of my Chola Gold Loan?

Customers can make partial repayments on their Chola Gold Loan in Ayyappa Nagar, Bengaluru, which helps reduce the overall interest burden while offering flexible repayment options, subject to scheme-specific terms and conditions.

What documents are required to apply for a Chola Gold Loan in Ayyappa Nagar, Bengaluru?

To apply for a Gold Loan, you need to submit minimal documentation including identity proof (such as Aadhaar card, passport, driving licence, voter ID or PAN card), address proof (such as passport, driving licence, Aadhaar or voter ID), and your PAN card as mandatory KYC along with the gold jewellery you intend to pledge.

Is my gold jewellery safe when pledged with Chola Finance?

Your gold jewellery is safe and secure when pledged with Chola Finance in Ayyappa Nagar, Bengaluru. Chola Gold Loan follows strict security standards, including secure storage and controlled handling, to ensure your pledged gold remains protected until the loan is fully repaid.

What are the interest rates for Chola Gold Loans?

Chola Gold Loans are offered at competitive interest rates that vary by scheme, loan amount, and tenure. For the latest rates at the Ayyappa Nagar, Bengaluru branch, please check the official Chola Gold Loan page or contact the branch directly.