Corporate Social Responsibility

As one of the largest Non-Banking Financial Companies, Cholamandalam Investment and Finance Company Limited (Chola) believes that it has a responsibility to fulfill towards the people and the environment in shaping a better future for the nation and enabling a Better Life.

Our CSR programs are carried out as a blended activity along with business. We try to cover not only operating geographies but also extend our activities to the neglected and needy segments of society. Our CSR initiatives are currently concentrated in 12 states - Tamil Nadu, Delhi-NCR, Maharashtra, Assam, Karnataka, Chhattisgarh, Odisha, Uttar Pradesh, Telangana, Rajasthan, West Bengal and Madhya Pradesh.

Our Key Focus Areas:

  • Health
  • Water & Sanitation
  • Education
  • Arts & Culture
  • Sports
  • Rural Development
  • Environmental Sustainability
  • Research and Development
  • Road Safety

  • Health Care Facilities

    Raahi - Truckers Eye Health Program

    Raahi Truckers Eye Health program is a flagship program by Chola for Commercial Vehicle Crew Members (CVCMs). Our goal is to safeguard the vision of truck drivers and their crew members by providing free eye exams and spectacles.
    Area of Implementation: Paradeep, Kolkata, Ludhiyana, Kanpur, Indore, Ahmendabad, Mumbai, Chennai, Bangalore, Raipur, Vijaywada, Delhi, Salem, Aurangabad, Guwahati, Prayagraj, Kochi (Kerala), Bhilai, Durg and Korba area of Chhattisgarh.
    Implementing Partner: Royal Commonwealth Society for the Blind

    Little hearts ‐ Heart surgeries of children with congenital heart disorders

    The project provides free-of-cost treatment to children of Commercial Vehicle Crew Members (CVCMs) suffering from Congenital Heart Disease. It has provided new life to these children and uplifts the families socially, emotionally and financially by giving totally free of cost treatment for congenital heart disease.
    Area of Implementation: Chhattisgarh, Haryana, Maharashtra.
    Implementing Partner: Sri Sathya Sai Health and Education Trust

    Strengthening the Maternal Health

    Maternal Deliveries and New Born care by providing free-of-cost services to women from Commercial Vehicle Crew Members (CVCMs). Sri Sathya Sai Sanjeevani Mother & Child Hospital (Mamatva) in a program of 9 months where pregnant mothers get access to safe institutional deliveries and essential medical services. This will reduce the neonatal and newborn mortality rate, reduce the maternal mortality and morbidity rate.
    Area of Implementation: Chhattisgarh, Haryana, Maharashtra.
    Implementing Partner: Sri Sathya Sai Health and Education Trust

    Cancer treatment for chidren

    Supporting cancer treatment of children, making health service more available and affordable for families from the low socio-economic groups whose children have Haemophilia or Cancer.
    Area of Implementation: Chennai, Tamil Nadu
    Implementing Partner: Tiara Haemophilia and Cancer Foundation


    Sadhanapada is a free 7-month residential program for inner transformation to improve physical health, enhance mental and psychological stability and to establish balance and clarity, live an intense and energetic life, and seek personal growth.
    Area of Implementation: Coimbatore, Tamil Nadu
    Implementing Partner: Isha Foundation

    Action for Rural Rejuvenation

    Mobile Health Clinics (MHC) and Isha Rural Health Clinics (IRHC), which provide primary healthcare to tribal and rural populations in the Thondamuthur Block in Coimbatore district and Panamarathupatti Taluk in Salem district.
    Area of Implementation: Coimbatore, Tamil Nadu
    Implementing Partner: Isha Outreach

    Yoga for all

    To teach various yogic practices for free with the objective of enhancing their physical, mental and emotional health.
    Area of Implementation: Coimbatore, Tamil Nadu
    Implementing Partner: Isha Institute of Inner Science

    CHOLA – Arogyasarthy

    Truck drivers suffer from many lifestyle-related health problems like diabetes, blood pressure, anemia and other gastric related ailments. The project aims at providing free primary health care services to truck drivers for their overall health & well-being. The mobile medical van also have provisions for giving physiotherapy treatment to the drivers for their bodily pain issues like backaches, joint, muscle and neck pains.
    Area of Implementation: Chennai, Tamil Nadu
    Implementing Partner: Sevabharathi Tamil Nadu

    Hospital Clowning & Creative Therapy Workshops

    Creative Therapy Workshops for children undergoing chemotherapy for cancer and terminally ill children in Children’s Government Hospital, Egmore. It imparts laughter Therapy which helps long-term patients, caregivers, hospital staff, Nurses and Doctors with mental well-being and reduces pain medication.
    Area of Implementation: Chennai, Tamil Nadu
    Implementing Partner: Little Theatre

    SAMHITA- Integrated Rehabilitation Center for Children with Developmental Delays

    A patient-centred rehabilitation centre for the delivery of multispecialty primary care for children with development delays from middle and low socio-economic backgrounds. The developmental delays include a general and systemic examination, including plotting growth centiles, hearing and vision assessment, baseline blood tests if deemed necessary, referral to a developmental paediatrician, and counselling the parents.
    Area of Implementation: Chennai, Tamil Nadu
    Implementing Partner: Tiara Haemophilia and Cancer Foundation

    Promoting quality health care and education to marginalized section.

    The initiative cares for the elderly and sick through Hospitals, nursing homes, maternity homes, and other public healthcare facilities. Additionally, it gave grants, presents, or other forms of support to the needy, destitute, orphans, widows, and underprivileged children who needed help paying for their education.
    Area of Implementation: Assam, Gujarat, Uttrakhand & Tamil Nadu
    Implementing Partner: AMM Foundation

    Health care services for rural communities and hydrogiological study to map water bodies in and around Oonaiyur

    The purpose of the health services for rural community is to offer healthcare to the poor and underprivileged groups of society in the Cuddalore district. People from 36 villages can now receive better diagnosis and treatment at the AMM hospital in Pallathur, thanks to renovations and expansion that added more up-to-date diagnostic facilities.
    Area of Implementation: Cuddalore, Pudukkottai - Tamil Nadu
    Implementing Partner: AMM Foundation

  • Water & Sanitation

    Swachha Odisha Gram Vikas

    Odisha is one of the poorest states in the country. Due to low per capita income, the living conditions of a large proportion of the people of the state are poor. This project aims to improve access to water, safe sanitation and awareness of a healthy environment by practicing healthy sanitary habits through the use of toilets. Ensuring access to water to every household in the village. Building of overhead water tanks for the storage and supply of water to each toilet.
    Area of Implementation: Odisha
    Implementing Partner: Women Education and Environment

    Swaccha Telangana Project - Phase VI

    The project aims to arrange Purified Drinking Water for remote villages by providing ‘Any Time Water’ (ATW) of Ultra Filtration (UF) plants.
    Area of Implementation: Telangana
    Implementing Partner: Bala Vikasa Social Service Society

  • Education

    Arts in Education

    The programs enable a joyful learning experience for children in primary classes, strengthen their foundational learning, help them engage better in classrooms, enhance their creativity and imagination and provide them with a safe environment to acquire these skills.
    Area of Implementation: Chennai, Tamil Nadu
    Implementing Partner: Nalandaway Foundation

    My Dream Scholarship Program

    My Dream Scholarship Program is a comprehensive poverty alleviation model that focuses on children from the CVCM (Commercial Vehicle Crew Members) trucker communities. The objective of this program is to provide severely underprivileged children with Scholarships for college education, technical education or higher studies.
    Area of Implementation: Salem, Tamil Nadu
    Implementing Partner: Women Organization for Rural Development

    AKKAM - STEM Education & Labs in Government School

    Providing STEM facilities for the selected 5 Government schools in Chennai to improve the education status of the students. This will help students to improve their aptitude and performance, increase the self-confidence of students, and increase enrolment.
    Area of Implementation: Chennai, Tamil Nadu
    Implementing Partner: Unitedway Chennai

    CNC Tutor Machine for Technical Training Centre

    WORTH trust is an NGO for differently-abled students (Speech & Hearing Impaired and Physically Challenged). Chola supporting with CNC Tutor Machine in Technical Training Centre. Where the students will be able to learn & use the latest CNC machining technology for better employment opportunities.
    Area of Implementation: Chennai, Tamil Nadu
    Implementing Partner: WORTH Trust

    Mini-Library for Anganwadis

    The project aims to ensure the inclusion of children with disabilities (CWDs) in their nearest anganwadis and provide quality pre-school education to all children. Chola provided 'mini-library' resource kits comprising a set of 20 multi-sensory educational and play items and a cabinet, to 50 Anganwadi centres that completed the six month teacher training.
    Area of Implementation: Karjat, Maharashtra
    Implementing Partner: Sammaveshi Pathshala Foundation

    Financial literacy plus allied services

    Financial Literacy and Health Awareness among commercial vehicle crew members (CVCM) and their family members (especially women). The program trains the CVCMs and their family members on Financial Planning, Government Schemes, Banking, Digital Transactions & Safety, Insurance, Investments and Saving Practices etc.
    Area of Implementation: Gujarat, Rajasthan
    Implementing Partner: PRAYAS Organisation for Sustainable Development

    Class rooms at Government Girls Higher Secondary School

    Construction of another set of classrooms at the Government Girls Higher Secondary School at Mogappair, Chennai to facilitate the Higher classes and more intake of girls from weaker sections of society in the area.
    Area of Implementation: Chennai, Tamil Nadu
    Implementing Partner: Rotary Club of Chennai Mid City Charitable Trust

  • Arts & Culture

    Arts Education Programme Elements

    The project is designed to see arts education as an integral part of the development of students where they explore the joy of learning within and beyond their curriculum. To enable teachers to connect the lived experiences of their students to the syllabus in their textbooks through exploring local arts and cultural forms and practices.
    Area of Implementation: Bangalore, Karnataka
    Implementing Partner: India Foundation for the Arts

    The Dakshina Chitra Museum - Cholamandalam Arts & Museum Management Project

    The Project contributes to the internship of students to enhance work skills in the functioning of a living museum while serving as a platform for generating and exchanging knowledge. Additionally, there are Collections, Archiving, Conservation and Library, Research, Arts and Museum Management, Exposure and Orientation for school students, Exhibitions, Events, Cultural Tourism, Crafts shop, Crafts bazaar, Administration and Finance.
    Area of Implementation: Chennai, Tamil Nadu
    Implementing Partner: Madras Craft Foundation Trust

    Mangala Isai Vizha

    Mangala Isai Vizha is an exclusive music project. It is for the Mangala vadyams of South India, the Nadaswaram and Thavil. Mangala Isai Vizha will give a platform to the supremely talented young musicians of the majestic instruments of Nadaswaram & Thavil.
    Area of Implementation: Chennai, Tamil Nadu
    Implementing Partner: VVS Foundation

  • Sports

    Supporting Women Golfers

    Chola supports female golfers to dream big and achieve big. Chola supports them with their training, which is essential for them to compete and succeed in the bigger arenas.
    Area of Implementation: Karnataka, New Delhi

  • Rural Development

    Farmer Producer Organization (FPOs)

    Farmer Producer Organizations (FPOs) initiative aims to transform the Indian farmer’s life into one of prosperity, market access and sustainability by providing technical, financial and marketing support for farmers.
    Area of Implementation: Chennai, Tamil Nadu
    Implementing Partner: ISHA Foundation

  • Environment Sustainability

    Conservation in High Altitude & Oceans program

    • High altitude program in Spiti - A village-level livestock security program that allows villagers to seek compensation for livestock killed by snow leopards and wolves.
    • Oceans and coasts program - To explore how individual fishers and fishing communities make harvesting decisions, using socioeconomic, behavioral and resource management theory approaches. To compare a fully-fledged, well-established fishery along the coast with a nascent fishery in an oceanic atoll system to contrast how differences in local and regional drivers can influence the trajectories marine tropical fisheries take towards sustainability or overharvest.
    • Elephant program in Valparai - Saving lives using communication technology to promote human-elephant coexistence in the plantation forest landscape of Anaimalai.
    Area of Implementation: Spiti, Lakshdweep
    Implementing Partner: Nature Conservation Foundation

    Conservation of Flora and Fauna

    To make possible a reasoned reconciliation between human society and wild nature by Conflicts to Coexistence: mobile phone technology for human safety and elephant conservation in modified landscapes of south India, Understanding and mediating marine species responses to local and global disturbance, Season Watch - a citizen science approach to engaging people with climate change by documenting changes in seasonality of flowering, fruiting and leafing of trees, Research and conservation of threatened hornbills and mammals in the Eastern Himalayas.
    Area of Implementation: Spiti, Lakshdweep
    Implementing Partner: Nature Conservation Foundation

  • Research & Development

    Research & Development on Solar based devices for rural areas and its common use

    Research and development on solar based energy and sustainable agricultural practice in rural areas for improving crop production.
    Area of Implementation: Chennai, Tamil Nadu
    Implementing Partner: Shri AMM Murugappa Chettiar Research Center

  • Impact Assessment Reports