Cholamandalam Gold Loan in West Bengal Cholamandalam Gold Loan in Garia

Chola Gold Loan

Garia
No. 2770, Ground Floor, Habitat Enclave, Garia Main Road, Garia, Opposite Sales Emporium
South 24 Parganas - 700084
9:30 AM - 6:00 PM Closed
  • Monday - Saturday: 9:30 AM - 6:00 PM
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Select product
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  • Gold Loan
Our customer service executive will contact you shortly.

Services Offered

Chola Welfare Loan

  • Loan Amount from ₹50,000
  • Tenure: Up to 12 months
  • Interest Rate Per Annum : 22%
  • T&C Apply
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Chola Samriddhi Loan

  • Loan Amount from ₹ 50,000 to Max Value
  • Tenure: Up to 12 months
  • Interest Rate Per Annum : 20%
  • T&C Apply
Enquire Now

Chola Enrich Loan

  • Loan Amount from ₹ 1,00,000 to Max Value
  • Tenure: Up to 12 months
  • Interest Rate Per Annum : 17%
  • T&C Apply
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Chola Fortune Loan

  • Loan Amount from ₹ 3,00,000 to Max Value
  • Tenure: Up to 12 months
  • Interest Rate Per Annum : 14.90%
  • T&C Apply
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Chola Prosper Loan

  • Loan Amount from ₹ 5,00,000 to Max Value
  • Tenure: Up to 12 months
  • Interest Rate Per Annum : 13.90%
  • T&C Apply
Enquire Now

Chola Premium Loan

  • Loan Amount from ₹ 10,00,000 to Max Value
  • Tenure: Up to 12 months
  • Interest Rate Per Annum : 11.90%
  • T&C Apply
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Cholamandalam Gold Loan

About Cholamandalam Gold Loan

Chola Gold Loan, backed by 46 years of trust and financial expertise from Cholamandalam, offers a quick and secure way to unlock the hidden value of your gold. Choose our specialized gold loan schemes—Chola Welfare Loan, Chola Samriddhi Loan, Chola Enrich Loan, Chola Fortune Loan, Chola Prosper loan and chola premium loan at any Chola Gold Loan branch around you tailored to support your unique goals. We believe gold is more than just an asset. The safety, reliability, and customer-first commitment we offer, along with fast disbursals, easy processing, flexible tenure, and convenient repayment options, make our gold loan solutions hassle-free. Choose our gold loan schemes by searching for gold loan agencies near me and empower your future.

Assets Under
₹1.99 Lakh Cr

Assets Under Management (AUM)

Happy Customers
43.7+ Lakh

Happy Customers

Locations across
32

States & Union Territories

Chola Gold Loan
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Chola Gold Loan Calculator

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Chola Gold Loan

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Ratings & Reviews

5
4
3
2
1
5
211 Reviews
  • Surajit Sen
    Surajit Sen
    14/04/2026
  • Tanmoy Roy
    Tanmoy Roy
    13/04/2026

    Service at Chola Gold Loan is very good. The persons was very good, humble,polite and knowledgeable.

  • Partha Pratim Chatterjee
    Partha Pratim Chatterjee
    10/04/2026
  • Nityananda Nayak (BUTU)
    Nityananda Nayak (BUTU)
    08/04/2026

Chola Gold Loan Nearby Branches

Cholamandalam Investment and Finance Company Limited Nearby Branches

Business Hours

Timing
  • Monday - Saturday: 9:30 AM - 6:00 PM

Payment Methods

  • Cash Payment
  • Net Banking
  • Debit Card
  • UPI
  • QR Code Payment
  • RTGS and NEFT Transfer

Categories

  • Chola Enrich Loan
  • Chola Fortune Loan
  • Chola Gold Loan Schemes
  • Chola Premium Loan
  • Chola Prosper Loan
  • Chola Samriddhi Loan
  • Chola Welfare Loan

Tags

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Gold Finance Near Me

Loan Against Gold

Gold Loan Price Today

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Chola Finance in Garia

Latest Blogs

Blogs
15 Apr 2026

Celebrate new beginnings with hope and positivity as Chola Finance Company extends warm wishes for a year filled with growth, success, and new opportunities. Pohela Boishakh brings a fresh start to set new goals and move forward with confidence, supported by trusted financial solutions that help you plan better for the future. With a focus on reliability and customer-first service, every step toward your goals becomes smoother. Visit your nearest branch or explore online and begin your journey toward a brighter year ahead.

Blogs
03 Apr 2026

Big ground, bigger dreams. Every great journey begins with a single step of confidence, and this season, the spirit of ambition is everywhere. As IPL2026 brings together moments of passion and perseverance, Chola stands with those who dare to dream big. Whether it is on the field or in life, impact moves are made when you stay focused and trust your stride. Chola Finance understands the value of steady progress, supporting you as you chase your goals with determination. From financial solutions that empower your next step to the belief that every dream deserves a fair chance; we are here to walk alongside you. Let your winning journey begin with the right partner by your side. Step into your nearest branch and make your move.

Blogs
26 Mar 2026

May this Ram Navami bring new beginnings, positivity, and strength into your life. Heartfelt festive greetings from Chola Finance, where we fuel your dreams with easy loans, vehicle finance, and home solutions inspired by Ram Navami's victorious spirit. Whether buying a car, starting a business, or securing your future, Chola makes finance simple and supportive like a trusted friend. Celebrate prosperity with our special Ram Navami offers tailored to you. Find your path forward and drop by a Chola Finance branch or check online.

Blogs
09 Mar 2026

Chola Finance celebrates the spirit of discipline, teamwork, and belief as Team India lifts the T20 World Cup 2026 and makes the nation proud. This incredible achievement crowns them as true World Champions and inspires millions to dream bigger. Just like champions build success step by step, Chola Finance supports your journey toward your goals. Visit a Chola Finance branch or explore online and take a confident step toward your next milestone.

Blogs
08 Dec 2025

Chola Finance invites you to dream big and lets your gold back you up! From funding success to celebrating life’s milestones, make your gold work for you with Chola Gold Loan. Enjoy a quick process, trusted support, and the confidence of dealing with Chola Finance, a brand that values your dreams. The right moment to unlock possibilities is now, enter into a better life with Chola. Visit your nearest branch or explore our online services today to see how simple it is to turn your gold into opportunities. Let’s make your aspirations happen together!

Blogs
25 Nov 2025

Chola Finance has been earning your trust for over 47 years, and now we bring the same promise to your gold. With our Gold Loan, you can quickly get money for gold with a simple, transparent process and reliable service. From managing unexpected expenses to supporting your family’s dreams, we provide instant funds at competitive interest rates, making every step hassle-free. At Chola Finance, we treat every customer like family, ensuring safety, transparency, and care in every interaction. Step into your nearest branch and experience how easily Chola Finance can help you unlock your gold potential or visit us online to start your journey toward financial freedom with confidence.

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Frequently asked Question

How can I find the nearest Chola Gold Loan branch?

You can locate the nearest Chola Gold Loan branch in Garia, South 24 Parganas by using the branch locator, which provides accurate address, contact details, and directions.

Do Chola Gold Loan branches accept digital payments?

Chola Gold Loan branches in Garia, South 24 Parganas accept digital payment methods such as UPI, debit cards, and net banking, ensuring secure and convenient transactions.

What is the contact number for Chola Gold Loan in Garia, South 24 Parganas?

To contact the Chola Gold Loan branch, call or visit the official website for updated branch contact details.

What is the repayment tenure for Chola Gold Loans?

Chola Gold Loans in Garia, South 24 Parganas offer flexible repayment options with loan tenures of up to 12 months. Customers can choose a suitable tenure ranging from a few months up to one year, depending on the selected gold loan scheme.

How much gold loan can I get per gram from Chola Finance?

Chola Finance in Garia, South 24 Parganas offers gold loans of up to 75% of the gold’s market value per gram, subject to gold purity, valuation, and prevailing rates. Visit the nearest branch for exact eligibility.

What is the maximum gold loan amount I can get from Chola Finance?

Chola Finance in Garia, South 24 Parganas offers gold loans based on the assessed value and weight of pledged gold, with eligibility for gold weighing up to 1 kg, subject to market rates and scheme terms. Premium options like the Chola Premium Loan start from ?10 lakhs up to the maximum eligible value, with flexible repayment and quick disbursal.

Can I make a partial repayment of my Chola Gold Loan?

Customers can make partial repayments on their Chola Gold Loan in Garia, South 24 Parganas, which helps reduce the overall interest burden while offering flexible repayment options, subject to scheme-specific terms and conditions.

What documents are required to apply for a Chola Gold Loan in Garia, South 24 Parganas?

To apply for a Gold Loan, you need to submit minimal documentation including identity proof (such as Aadhaar card, passport, driving licence, voter ID or PAN card), address proof (such as passport, driving licence, Aadhaar or voter ID), and your PAN card as mandatory KYC along with the gold jewellery you intend to pledge.

Is my gold jewellery safe when pledged with Chola Finance?

Your gold jewellery is safe and secure when pledged with Chola Finance in Garia, South 24 Parganas. Chola Gold Loan follows strict security standards, including secure storage and controlled handling, to ensure your pledged gold remains protected until the loan is fully repaid.

What are the interest rates for Chola Gold Loans?

Chola Gold Loans are offered at competitive interest rates that vary by scheme, loan amount, and tenure. For the latest rates at the Garia, South 24 Parganas branch, please check the official Chola Gold Loan page or contact the branch directly.