Consumer Durables Loan

At Chola, we believe that nothing is impossible for those who aspire to enter a better life. Whether you are looking to bring home the latest high-tech smartphone or upgrade your household with smart appliances, our Consumer Durable Loans are designed to turn your aspirations into reality. We offer seamless financing that lets you “Buy Now and Pay Later” with absolute ease. With a 100% digital journey, easy approvals, and dedicated support from Chola’s representatives, your next big purchase is just a step away.

Key Highlights

Loan amounts ranging from ₹10,000 to ₹2,00,000
Inclusive Coverage
Competitive schemes including Zero Down Payment and Convenient Chola Easy EMIs across flexible tenures ranging from 6-24 months
Real-time credit assessment and Instant EMI Approval at the retail counter
Available across a vast ecosystem of authorized partner outlets nationwide

Features & Benefits

Strategic OEM Partnerships
100% Paperless Journey
Flexible Down Payment
Trusted Legacy

Frequently Asked Questions

How much loan amount does Chola offer for Consumer Durables?

We offer a wide range of loan amounts from ₹10,000 to ₹2,00,000. Whether it’s a single item or more, we’ve got you covered.

Where can I apply for a Chola Consumer Durable Loan?

Currently, Chola Consumer Durable Loans can be applied for exclusively through our partner Consumer Durable and Mobile retail outlets. Simply visit the store, select your product, and ask for a Chola representative for guidance.

Does Chola provide 100% funding for my purchase?

Yes! We offer up to 100% financing, allowing you to get full funding for your purchase with little to no down payment, depending on the scheme, product selected, and credit appraisal.